● HEAD-TO-HEAD Comparisons
Wirex vs Revolut
Crypto-native card rewards vs full EU banking — which serves you better?
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§ 01 HEAD-TO-HEAD
Head-to-Head Comparison
| Feature | Wirex | Revolut | Winner |
|---|---|---|---|
| Our Score | 6/10 | 8.5/10 | ✓ Revolut |
| Max APY | 8% (WXT staking) | 12.3% (staking) | ✓ Wirex |
| Supported Coins | 40 | 200 | ✓ Revolut |
| Trustpilot | ★ 2.7 | ★ 4.7 | ✓ Revolut |
| EU Banking Licence | FCA Registered (E-Money) | Yes (Bank of Lithuania) | ✓ Revolut |
| Deposit Protection | No | €100,000 DGS | ✓ Revolut |
| Debit Card | Yes (Visa) | Yes (Visa) | = Tie |
| Crypto Loans | No | No | = Tie |
| IBAN Account | No | Yes (30+ currencies) | ✓ Revolut |
| UK Founded | Yes (2014) | Yes (2015) | = Tie |
§ 02 PROS & CONS
Wirex — pros and cons
✓ Pros
- ✓ 150+ currencies — widest multi-currency support reviewed
- ✓ Founded 2014 — one of the most experienced platforms
- ✓ Available in 130+ countries
- ✓ OTC desk for large trades
- ✓ DUO accounts offer DeFi yield access
✗ Cons
- ✗ 2.7/5 Trustpilot — frequent customer support complaints
- ✗ WXT token rewards have limited real-world value
- ✗ Complex, opaque fee structure
- ✗ Android app rating only 3.8 — below average
- ✗ No IBAN — limited direct banking functionality
§ 03 PROS & CONS
Revolut — pros and cons
✓ Pros
- ✓ Full EU and UK banking licence — €100K deposit protection
- ✓ 200+ cryptocurrencies including staking
- ✓ Best-in-class multi-currency IBAN (30+ currencies)
- ✓ 4.9 iOS App Store rating — best UX in the space
- ✓ Free standard account with solid crypto access
- ✓ 50M+ users — most trusted crypto-banking brand
✗ Cons
- ✗ Not a dedicated crypto platform — advanced DeFi features absent
- ✗ Crypto withdrawals blocked on Standard plan
- ✗ No crypto-backed loans
- ✗ Best features require Premium (€9.99/mo) or Metal (€16.99/mo)
§ 04 FAQ
Frequently Asked Questions
Is Wirex better than Revolut? +
Revolut scores 8.5/10 vs Wirex's 6/10. Revolut is better for banking safety (full EU licence), coin selection (200 vs 40), and mainstream usability. Wirex is better for crypto-native yield (up to 8% APY via WXT staking) and DeFi integration. Both are UK-founded with strong debit card features.
Which is safer — Wirex or Revolut? +
Revolut is significantly safer in regulatory terms — it holds a full banking licence from the Bank of Lithuania, providing €100,000 deposit protection under the EU DGS. Wirex is FCA registered as an e-money institution, which offers payment protection but no deposit guarantee. For your primary financial account, Revolut is the safer choice.
What is Wirex DUO account? +
The Wirex DUO account is a unique product that earns yield on your crypto while keeping it available for day-to-day spending via the Wirex Visa card. It combines a savings rate (via WXT staking rewards) with a current account — making it more crypto-native than Revolut's staking feature which requires you to manually stake.
Is Wirex available globally? +
Wirex operates in the UK, EEA, and select markets globally. It is FCA registered in the UK and holds an e-money licence from the FCA. Revolut is available in 50+ countries. Both serve similar global markets, but Revolut has broader availability — particularly in the US (limited) and Australia.
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