20 PAÍSES CRIPTO NATIVO
Yellow Card y cripto
Pan-African crypto on/off-ramp — 20+ countries
The verdict
7.0 / 10 · CONSIDER
Yellow Card is the largest crypto-fiat exchange focused on Africa, operating in 20+ countries including Nigeria, Kenya, Ghana, South Africa, and Uganda. P2P matching with custodial escrow + direct fiat-to-crypto from local bank accounts and mobile money (M-Pesa, MTN MoMo). $33M Series C closed October 2024 led by Blockchain Capital, with Polychain, Block Inc, Third Prime, Castle Island, Galaxy Ventures, Hutt Capital, Winklevoss Capital.
◆ BUY IT IF
- The largest crypto-fiat operator focused on Africa
- Direct integration with regional mobile-money rails
- Stablecoin-first product positioning
- Backed by Blockchain Capital + Polychain + Block Inc (Series C, Oct 2024)
◇ SKIP IT IF
- Single-region focus (no service outside Africa)
- Spreads 2–4% on USDT (above Binance P2P average)
- Customer support varies by country
- Smaller order book in low-volume countries
§ 01 SCORE BREAKDOWN
Five axes, weighted.
DIMENSION WEIGHT RATING SCORE
Soporte cripto
Nativo · 4 activos
Cobertura
20 países
Tarifas
Mobile-money (M-Pesa, MTN MoMo) integration is the primary on-ramp; bank-transfer secondary.
Velocidad
Transferencias instantáneas soportadas
Confianza y seguridad
VASP-registered in multiple African jurisdictions: SEC-NG (Nigeria — provisional), CMA-KE (Kenya VASP), FSCA (
§ 02 ESPECIFICACIONES
Todo, en una sola tabla.
Cobertura
- Países
- 20
- Regiones fuertes
- NG, KE, ZA, GH
- Regiones débiles
- —
Funciones cripto
- Comprar / vender
- Sí
- Retirar a wallet
- Sí
- Pagos a comercios
- No
- Activos soportados
- USDT, USDC, BTC, ETH
Tarifas
- Amigos y familia
- P2P fee 0.5–1.5%
- Recibir
- Free
- Conversión de moneda
- 2–4% spread on USDT/local-fiat conversion
Velocidad
- Transferencia típica
- Mobile-money instant (<5 min); bank transfer 30 min — 2h
- Transferencia instantánea
- Sí
- Liquidación cripto
- Instant in custodial wallet
§ 03 PREGUNTAS FRECUENTES
Preguntas frecuentes
Does Yellow Card support crypto? +
Yes, Yellow Card supports crypto. You can buy and sell USDT, USDC, BTC, ETH directly. Withdrawals to external wallets are supported.
How many countries is Yellow Card available in? +
Yellow Card is available in 20 countries. Strong regions include: NG, KE, ZA, GH.
What are Yellow Card's fees for sending money? +
Send to friends/family: P2P fee 0.5–1.5%. Receiving: Free. Currency conversion: 2–4% spread on USDT/local-fiat conversion. Mobile-money (M-Pesa, MTN MoMo) integration is the primary on-ramp; bank-transfer secondary.
How fast are Yellow Card transfers? +
Yellow Card offers instant transfers in most cases. Crypto settlement: Instant in custodial wallet.