INVESTIGACIÓN DOCUMENTAL
Yellow Card reseña
Pan-African crypto on/off-ramp + stablecoin rails
The verdict
5.5 / 10 · SKIP
Yellow Card is the leading pan-African crypto on/off-ramp, available in 20+ African countries (Nigeria, Kenya, Ghana, Uganda, Tanzania, Cameroon, Senegal, and others). Operates as a consumer wallet + B2B payments API focused on stablecoin remittance (USDT, USDC) and mobile-money integration (M-Pesa, MTN Mobile Money, Airtel Money). Founded 2016 in Nigeria; HQ now Atlanta with operations across Africa. Series C funded 2024; no banking licence but compliant with national regulators in each market.
◆ BUY IT IF
- Strongest pan-African footprint of any crypto operator
- Mobile-money integration enables crypto access in markets with limited bank coverage
- Stablecoin remittance materially cheaper than traditional remittance corridors (typically 1-2% vs 5-8% for traditional)
- B2B Payments API used by major African businesses + remittance partners
◇ SKIP IT IF
- No banking licence — operates as a registered money-service / payment-service business under national frameworks
- No deposit-insurance scheme covers customer balances
- Coin selection focused on stablecoins + BTC/ETH; narrow vs major exchanges
- Yield products limited; not a savings/lending platform
§ 01 SCORE BREAKDOWN
Ocho ejes, ponderados.
DIMENSION WEIGHT RATING SCORE
Seguridad reglamentaria
Registered money-service / virtual-asset-service-provider with national regulators per country (Nigeria SEC fo
Tarjeta y IBAN
Sin tarjeta, no hay «IBAN»
Rendimiento
Producto sin rendimiento
Selección de monedas
8 monedas admitidas
Experiencia de usuario de la aplicación
Transparencia
Justificante de reservas, documentos públicos, historial de incidentes
Comisiones y diferenciales
Transaction fees vary by country and funding/withdrawal method; mobile-money flows are typically 1-2.5% all-in
Asistencia
§ 02 THE FIELD TEST
Cómo probamos «Yellow Card».
Drafted from public sources — Series C disclosure (TechCrunch, 2024), Nigeria SEC VASP register, public mobile-money partner announcements. Country roster per Yellow Card's public availability map; verify current country list before relying on a specific market.
DATE STEP TIME NOTES
— Cuenta abierta — KYC completado de principio a fin
— Primer depósito — Not yet field-tested — record drafted from public sources + Yellow Card's public regulatory disclosures. First-hand testing requires a national-of-record in a supported African market.
— Primer retiro — Not yet field-tested — record drafted from public sources + Yellow Card's public regulatory disclosures. First-hand testing requires a national-of-record in a supported African market.
— Tarjeta activada — Tarjeta no compatible / no solicitada
— Última comprobación práctica — Drafted from public sources — Series C disclosure (TechCrunch, 2024), Nigeria SEC VASP register, public mobile-money partner announcements. Country roster per Yellow Card's public availability map; verify current country list before relying on a specific market.
§ 03 ESPECIFICACIONES
Todo, en una sola tabla.
Reglamento
- Situación normativa
- Registered money-service / virtual-asset-service-provider with national regulators per country (Nigeria SEC for VASP licence, equivalent in other markets); no banking licence; no unified regional licence
- FDIC seguro
- No
- MiCA conforme
- No
- Fundada
- 2016
- Sede central
- Atlanta, USA (corporate) + Lagos, Nigeria (operations HQ)
Tarifas
- Cuota mensual de la cuenta
- —
- Comisión por operación
- 1.5%
- Comisión por retirada
- Per-corridor pricing; varies by mobile-money network and country
Rendimiento y productos
- Obtener rentabilidad
- Limited; not a savings-focused product
- Max APY
- —
- Staking
- No
- Préstamos respaldados por criptomonedas
- No
- Monedas admitidas
- 8
Banca
- IBAN
- No
- Tarjeta de débito
- No
- DeFi acceso
- No
- NFT apoyo
- No
Regiones
- Regiones disponibles
- Africa
- Mercados a los que prestamos servicio
- Nigeria, Kenya, Ghana, Uganda, Tanzania, Cameroon, Senegal, Côte d'Ivoire, Rwanda, Burkina Faso, Benin, Mali, Togo, Zambia, Malawi, Botswana, South Africa, Other African markets per country roster
Asistencia
- Trustpilot
- N/A
§ 04 Preguntas frecuentes
Preguntas frecuentes
¿Es seguro el sitio web Yellow Card? +
Yellow Card Su situación normativa es la siguiente: Registered money-service / virtual-asset-service-provider with national regulators per country (Nigeria SEC for VASP licence, equivalent in other markets); no banking licence; no unified regional licence. Comprueba siempre la situación normativa actual directamente con la plataforma antes de realizar un depósito.
¿Cuál es el número máximo de «APY» en Yellow Card? +
Yellow Card no ofrece un producto tradicional de «yield/APY». Limited; not a savings-focused product
¿Dónde se puede ver «Yellow Card»? +
Yellow Card Está disponible en: Africa. Mercados a los que presta servicio: Nigeria, Kenya, Ghana, Uganda, Tanzania, Cameroon, Senegal, Côte d'Ivoire, Rwanda, Burkina Faso, Benin, Mali, Togo, Zambia, Malawi, Botswana, South Africa, Other African markets per country roster.
¿Yellow Card tiene una tarjeta de débito? +
No, actualmente Yellow Card no ofrece tarjetas de débito.