● ЛУЧШИЙ МЕТОД · 2026 1 СТРАН
Faster Payments (UK) и крипто
UK's instant GBP rail — the default crypto-exchange on-ramp
The verdict
8.0 / 10 · BUY
Faster Payments Service (FPS) settles GBP in under 2 hours (typically seconds) across all UK-licensed banks. Mandatory for accounts over a certain size since 2008. FCA-registered crypto firms (Coinbase UK, Kraken UK, Bitstamp UK) all accept FPS as default GBP deposit method.
◆ BUY IT IF
- Free at every UK challenger bank (Monzo, Starling, Revolut)
- Near-instant settlement
- Universal UK bank coverage
- Crypto exchanges treat as instant deposit
◇ SKIP IT IF
- GBP-only
- £1M cap
- Not crypto-native — need an exchange
- Some legacy banks have lower per-transaction limits
§ 01 SCORE BREAKDOWN
Five axes, weighted.
DIMENSION WEIGHT RATING SCORE
Поддержка крипты
Нативно не поддерживается
Охват
1 стран
Комиссии
Crypto exchanges accept FPS as instant deposit; some impose 24-72h hold for first deposit (fraud check).
Скорость
Поддержка мгновенных переводов
Доверие и безопасность
Operated by Pay.UK (private). Participating banks regulated by FCA / PRA / Bank of England.
§ 02 СПЕЦИФИКАЦИИ
Всё в одной таблице.
Охват
- Страны
- 1
- Сильные регионы
- —
- Слабые регионы
- —
Крипто-функции
- Купить / продать
- Нет
- Вывод в кошелёк
- Нет
- Платежи продавцам
- Нет
- Поддерживаемые активы
- —
Комиссии
- Друзья и семья
- Free at all challenger banks; up to £25 at high-street legacy banks for outbound
- Получение
- Free
- Конвертация валют
- GBP only — no FX
Скорость
- Типичный перевод
- <60 seconds
- Мгновенный перевод
- Да
- Расчёт в крипте
- Instant at most exchanges
§ 03 ВОПРОСЫ И ОТВЕТЫ
Часто задаваемые вопросы
Does Faster Payments (UK) support crypto? +
Faster Payments (UK) does not natively support buying or selling crypto within the app. However, it may be used as an on-ramp via third-party exchanges that accept Faster Payments (UK) payments.
How many countries is Faster Payments (UK) available in? +
Faster Payments (UK) is available in 1 countries. Strong regions include: .
What are Faster Payments (UK)'s fees for sending money? +
Send to friends/family: Free at all challenger banks; up to £25 at high-street legacy banks for outbound. Receiving: Free. Currency conversion: GBP only — no FX. Crypto exchanges accept FPS as instant deposit; some impose 24-72h hold for first deposit (fraud check).
How fast are Faster Payments (UK) transfers? +
Faster Payments (UK) offers instant transfers in most cases.