● 10 CARDS COMPARED UPDATED 13 MAR

بطاقات خصم كريبتو. أنفق دون بيع.

قارن بين المكافآت ومعدلات استرداد النقود وفئات البطاقات والتكلفة الفعلية لبطاقات الخصم المشفرة في عام 2026.

اذهب إلى التصنيف ← المنهجية

Reviewed by Stephan Kulik · Last updated: 2026-03-13 · How we rank

§ 01 التصنيف الكامل

تصنيف بطاقات العملات المشفرة

8.5 / 10

Revolut

The all-in-one account — banking, crypto, investing

MiCA Compliant UK Banking LicenceEU Banking LicenceFCA Regulated€100K DGS Protected

12.3% peak APY
Visa/Mastercard debit card
Multi-currency IBAN
200+ supported coins
4.7 Trustpilot · 200,000 reviews

7.8 / 10

Nexo

Highest yield + instant crypto loans

MiCA Compliant EU LicensedProof of ReservesArmanino Audited

16% peak APY
Visa/Mastercard debit card
Crypto-backed loans
60+ supported coins
4.5 Trustpilot · 16,300 reviews

7.4 / 10

Kraken (Krak Bank)

First major US crypto bank — FDIC-insured, exchange-backed

FDIC Insured FDIC InsuredNY BitLicence

10% peak APY
Visa/Mastercard debit card
200+ supported coins

7.0 / 10

Coinbase

The beginner-friendly US crypto account — NASDAQ-listed and FDIC-insured fiat

FDIC Insured NASDAQ ListedSEC RegisteredFDIC Insured (USD)FCA Registered (UK)

5.1% peak APY
Visa/Mastercard debit card
350+ supported coins
1.6 Trustpilot · 9,200 reviews

6.7 / 10

Crypto.com

Biggest card rewards — but buyer beware

FCA RegisteredMAS Licensed

14.5% peak APY
Visa/Mastercard debit card
Crypto-backed loans
350+ supported coins
1.3 Trustpilot · 11,000 reviews

6.5 / 10

Brighty

EU IBAN + crypto + 5% stablecoin yield in one app

MiCA Compliant Estonian FIU LicensedEU Registered

5% peak APY
Visa/Mastercard debit card
Multi-currency IBAN
30+ supported coins
4.2 Trustpilot · 320 reviews

6.4 / 10

Binance

World's largest crypto exchange — 600+ coins, Binance Pay, Binance Card

FIU India RegisteredAUSTRAC Registered (AU)

10.5% peak APY
Visa/Mastercard debit card
600+ supported coins
2.1 Trustpilot · 17,800 reviews

6.0 / 10

Wirex

150+ currencies, one card — pioneer with a support problem

FCA RegisteredE-Money Institution

8% peak APY
Visa/Mastercard debit card
40+ supported coins
2.7 Trustpilot · 12,000 reviews

5.2 / 10

Fold

Stack sats on every purchase — FDIC-insured, Nasdaq-listed

FDIC Insured FDIC InsuredNasdaq Listed

Visa/Mastercard debit card
1+ supported coins
1.8 Trustpilot · 350 reviews

5.2 / 10

Plutus

3% crypto cashback + subscription perks — UK/EU only

FCA AuthorisedE-Money Institution

Visa/Mastercard debit card
Multi-currency IBAN
1+ supported coins
2.8 Trustpilot · 1,200 reviews

§ 02 الأسئلة الشائعة

الأسئلة الشائعة

Which crypto debit card has the best cashback? +

Crypto.com Obsidian offers 8% CRO cashback but requires ~€350,000 in CRO staked. For realistic users, Plutus Everyday gives 3% PLU cashback on all spending for £9.99/mo — perks like Spotify and Netflix can offset the fee entirely. Revolut Metal gives 1% cashback on all spending for €16.99/mo with a full banking licence.

Are crypto debit cards accepted everywhere? +

All cards reviewed are Visa or Mastercard — accepted at 80M+ merchants globally. The card spends in local fiat currency (auto-converted from your crypto balance). Some cards have foreign transaction fees and ATM limits that vary by tier.

Does Crypto.com card still have good rewards after CRO crashed? +

CRO token fell 90%+ from its November 2021 ATH. Since rewards are paid in CRO, the fiat value of cashback is significantly lower than when the program launched. This is the primary reason Crypto.com has a 1.3/5 Trustpilot score — users feel misled. Evaluate based on current CRO price before committing stake.