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Our Top Pick: Revolut — Best overall crypto bank for most users Open Account ↗ (affiliate)
● GUIDE · CRYPTO-BACKED LOANS

Crypto loans. Borrow without selling.

Get instant cash by using your BTC, ETH, or stablecoins as collateral. No credit check, no income verification, no selling your crypto.

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Reviewed by Stephan Kulik · Last updated: · How we rank

Compare Crypto Loan Platforms (2026)

PlatformRate (APR)Max LTVCollateralMin LoanLiquidation
Nexo Top Pick 0–13.9% APR Up to 90% 60+ (BTC, ETH, stablecoins...) $50 83.3% LTV trigger
Ledn ~10.9% APR Up to 50% BTC only $500 80% LTV trigger
Crypto.com 8.5–12% APR Up to 50% BTC, ETH, CRO + others $100 ~80% LTV trigger
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