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DESK RESEARCH

Hex Trust review

Hong Kong + Singapore institutional crypto bank

The verdict
7.8 / 10 · CONSIDER

Hex Trust (Hong Kong + Singapore, founded 2017) operates an institutional digital-asset custody + trading platform. SFC Type 1+7 licensed (Hong Kong); MAS Major Payment Institution Licence (Singapore). The default APAC institutional custody — used by family offices, asset managers, and corporates across HK + SG.

◆ BUY IT IF
  • APAC's most-regulated institutional crypto bank — SFC + MAS + VARA + ADGM
  • Hong Kong primary regulator (rare for crypto-bank in APAC)
  • Tokenisation services for regulated assets
  • Audited cold-storage custody
◇ SKIP IT IF
  • Institutional-only — no retail product
  • Smaller AUM than Anchorage / Coinbase Custody
  • Pricing negotiated (opaque)
  • Trading liquidity thin compared to Binance / OKX
§ 01 SCORE BREAKDOWN

Eight axes, weighted.

DIMENSION WEIGHT RATING SCORE
Regulatory safety
SFC Type 1 + Type 7 (HK virtual-asset trading, uplifted 2024). MAS Major Payment Institution Licence — Digital
9.0
Card & IBAN
No card, no IBAN
1.5×
3.5
Yield
Up to 5% APY
5.0
Coin selection
70 coins supported
7.0
App UX
7.0
Transparency
Proof of Reserves, public filings, incident history
1.5×
8.5
Fees & spreads
0.5×
6.0
Support
0.5×
8.0
§ 02 THE FIELD TEST

How we tested Hex Trust.

Drafted from public sources — regulatory licences verified against issuing-authority registers (NYDFS, FCA, MAS, VARA, FSCA, etc.); fees verified from current published rate cards. Not yet field-tested.

DATE STEP TIME NOTES
Account opened KYC completed end-to-end
First deposit Not yet field-tested — record drafted from public sources; first-hand testing scheduled for the next review cycle.
First withdrawal Not yet field-tested — record drafted from public sources; first-hand testing scheduled for the next review cycle.
Card activated Card not supported / not ordered
Last hands-on check Drafted from public sources — regulatory licences verified against issuing-authority registers (NYDFS, FCA, MAS, VARA, FSCA, etc.); fees verified from current published rate cards. Not yet field-tested.
§ 03 SPECIFICATIONS

Everything, in one table.

Regulation
Regulatory status
SFC Type 1 + Type 7 (HK virtual-asset trading, uplifted 2024). MAS Major Payment Institution Licence — Digital Payment Token (Singapore). VARA Dubai authorisation (provisional/Temporary Permit-stage as of 2026). ADGM (Abu Dhabi). Bermuda Monetary Authority Class F licence.
FDIC insurance
No
MiCA compliant
No
Founded
2017
HQ
Hong Kong + Singapore
Fees
Monthly account fee
Free
Trading fee
Withdrawal fee
Variable
Yield & products
Earn yield
Negotiated institutional rates
Max APY
5%
Staking
Yes
Crypto-backed loans
Yes
Supported coins
70
Banking
IBAN
No
Debit card
No
DeFi access
No
NFT support
No
Regions
Regions available
Asia, HK, SG, Singapore, GCC, AE, UAE
Markets served
Support
Trustpilot
N/A
SK
Reviewed by Stephan Kulik · Last updated: · How we rank
§ 04 FAQ

Frequently Asked Questions

Is Hex Trust safe? +
Hex Trust has a regulatory status of: SFC Type 1 + Type 7 (HK virtual-asset trading, uplifted 2024). MAS Major Payment Institution Licence — Digital Payment Token (Singapore). VARA Dubai authorisation (provisional/Temporary Permit-stage as of 2026). ADGM (Abu Dhabi). Bermuda Monetary Authority Class F licence.. Always verify current regulatory status directly with the platform before depositing.
What is the maximum APY on Hex Trust? +
Hex Trust currently offers up to 5% APY. Rate as of 2026-04-29. Rates change — always check the platform for current rates before depositing.
Where is Hex Trust available? +
Hex Trust is available in: Asia, HK, SG, Singapore, GCC, AE, UAE. Markets served: .
Does Hex Trust have a debit card? +
No, Hex Trust does not currently offer a debit card.
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