● أفضل معالج · 2026 100+ عملة تسوية بالعملات التقليدية
BitPay مراجعة
The OG enterprise crypto payment gateway since 2011
The verdict
7.6 / 10 · CONSIDER
Best choice for enterprise merchants and large B2B companies needing fiat settlement, compliance infrastructure, and a proven track record with major brands.
◆ BUY IT IF
- Longest-operating gateway — 15 years of uptime and trust
- Fiat settlement to bank account (USD, EUR, GBP)
- Used by Microsoft, Newegg, AMC — enterprise-proven
- Strong compliance (FinCEN MSB, state money transmitter licenses)
◇ SKIP IT IF
- Trustpilot rating extremely low (1.2/5) — mostly retail wallet complaints
- Higher baseline fee (2% + $0.25) compared to NOWPayments/Plisio
- Account lockdowns and fund-hold complaints prevalent in reviews
- BitPay Card program paused as of early 2026
§ 01 SCORE BREAKDOWN
سبعة محاور، موزونة.
DIMENSION WEIGHT RATING SCORE
رسوم المعاملات
2% + $0.25 (standard); volume discounts apply
سهولة التكامل
5 تكامل متاح
سرعة التسوية
Included in fee; next business day to bank (USD/EUR/GBP)
دعم العملات
100+ عملة مشفرة
الأمان والامتثال
FinCEN-registered MSB (Money Services Business); holds state money transmitter licenses across the US; strong
تحويل العملات التقليدية
تسوية بنكية مباشرة بالعملات التقليدية
الدعم
§ 02 المواصفات
كل شيء في جدول واحد.
الرسوم
- رسوم المعاملة
- 2% + $0.25 (standard); volume discounts apply
- رسوم شهرية
- Free
- تسوية بالعملات التقليدية
- Included in fee; next business day to bank (USD/EUR/GBP)
التغطية
- العملات المدعومة
- 100+
- العملات الرئيسية
- BTC, ETH, USDC, USDT, DAI, BUSD, DOGE, XRP
- الأسواق المخدومة
- Global — 200+ countries with fiat settlement available in select regions
- مقيدة
- —
التكامل
- التكاملات
- Shopify, WooCommerce, Magento, WHMCS, API
- سهولة التكامل
- 8.0 / 10
الثقة
- تنظيمي
- FinCEN-registered MSB (Money Services Business); holds state money transmitter licenses across the US; strong AML/KYC compliance
- Trustpilot
- 1.2/5
- تأسست
- 2011
§ 03 الأسئلة الشائعة
الأسئلة الشائعة
Is BitPay safe for businesses? +
BitPay FinCEN-registered MSB (Money Services Business); holds state money transmitter licenses across the US; strong AML/KYC compliance.
How much does BitPay charge per transaction? +
2% + $0.25 (standard); volume discounts apply. Enterprise accounts can negotiate rates below 1% at $1M+/month volume
How many cryptocurrencies does BitPay support? +
BitPay supports 100+ cryptocurrencies, including BTC, ETH, USDC, USDT, DAI.
Is BitPay available in my country? +
BitPay is available in: Global — 200+ countries with fiat settlement available in select regions.
◆ OPEN ACCOUNT
Ready to put a week's worth of research to work?
We earn commission if you open an account through this link. It does not change what we paid (nothing) or what we score (everything).