● MEJOR PROCESADOR · 2026 100y MONEDAS ACUERDO CON FIAT
BitPay reseña
The OG enterprise crypto payment gateway since 2011
The verdict
7.6 / 10 · CONSIDER
Best choice for enterprise merchants and large B2B companies needing fiat settlement, compliance infrastructure, and a proven track record with major brands.
◆ BUY IT IF
- Longest-operating gateway — 15 years of uptime and trust
- Fiat settlement to bank account (USD, EUR, GBP)
- Used by Microsoft, Newegg, AMC — enterprise-proven
- Strong compliance (FinCEN MSB, state money transmitter licenses)
◇ SKIP IT IF
- Trustpilot rating extremely low (1.2/5) — mostly retail wallet complaints
- Higher baseline fee (2% + $0.25) compared to NOWPayments/Plisio
- Account lockdowns and fund-hold complaints prevalent in reviews
- BitPay Card program paused as of early 2026
§ 01 SCORE BREAKDOWN
Siete ejes, ponderados.
DIMENSION WEIGHT RATING SCORE
Comisiones por transacción
2% + $0.25 (standard); volume discounts apply
Facilidad de integración
5 integraciones disponibles
Velocidad de liquidación
Included in fee; next business day to bank (USD/EUR/GBP)
Compatibilidad con monedas
100y las criptomonedas
Seguridad y cumplimiento normativo
FinCEN-registered MSB (Money Services Business); holds state money transmitter licenses across the US; strong
Conversión de Fiat
Liquidación bancaria directa en moneda fiduciaria
Asistencia
§ 02 ESPECIFICACIONES
Todo, en una sola tabla.
Tarifas
- Comisión por transacción
- 2% + $0.25 (standard); volume discounts apply
- Cuota mensual
- Free
- Acuerdo con Fiat
- Included in fee; next business day to bank (USD/EUR/GBP)
Cobertura
- Monedas admitidas
- 100+
- Las principales monedas
- BTC, ETH, USDC, USDT, DAI, BUSD, DOGE, XRP
- Mercados a los que prestamos servicio
- Global — 200+ countries with fiat settlement available in select regions
- Acceso restringido
- —
Integración
- Integraciones
- Shopify, WooCommerce, Magento, WHMCS, API
- Facilidad de integración
- 8.0 / 10
Confianza
- Normativo
- FinCEN-registered MSB (Money Services Business); holds state money transmitter licenses across the US; strong AML/KYC compliance
- Trustpilot
- 1.2/5
- Fundada
- 2011
§ 03 Preguntas frecuentes
Preguntas frecuentes
Is BitPay safe for businesses? +
BitPay FinCEN-registered MSB (Money Services Business); holds state money transmitter licenses across the US; strong AML/KYC compliance.
How much does BitPay charge per transaction? +
2% + $0.25 (standard); volume discounts apply. Enterprise accounts can negotiate rates below 1% at $1M+/month volume
How many cryptocurrencies does BitPay support? +
BitPay supports 100+ cryptocurrencies, including BTC, ETH, USDC, USDT, DAI.
Is BitPay available in my country? +
BitPay is available in: Global — 200+ countries with fiat settlement available in select regions.
◆ ABRIR CUENTA
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