● ЛУЧШИЙ ПРОЦЕССОР · 2026 100+ МОНЕТ ФИАТНЫЙ РАСЧЁТ
BitPay обзор
The OG enterprise crypto payment gateway since 2011
The verdict
7.6 / 10 · CONSIDER
Best choice for enterprise merchants and large B2B companies needing fiat settlement, compliance infrastructure, and a proven track record with major brands.
◆ BUY IT IF
- Longest-operating gateway — 15 years of uptime and trust
- Fiat settlement to bank account (USD, EUR, GBP)
- Used by Microsoft, Newegg, AMC — enterprise-proven
- Strong compliance (FinCEN MSB, state money transmitter licenses)
◇ SKIP IT IF
- Trustpilot rating extremely low (1.2/5) — mostly retail wallet complaints
- Higher baseline fee (2% + $0.25) compared to NOWPayments/Plisio
- Account lockdowns and fund-hold complaints prevalent in reviews
- BitPay Card program paused as of early 2026
§ 01 SCORE BREAKDOWN
Семь осей, взвешенные.
DIMENSION WEIGHT RATING SCORE
Комиссии за транзакции
2% + $0.25 (standard); volume discounts apply
Простота интеграции
5 интеграций доступно
Скорость расчётов
Included in fee; next business day to bank (USD/EUR/GBP)
Поддержка монет
100+ криптовалют
Безопасность и соответствие
FinCEN-registered MSB (Money Services Business); holds state money transmitter licenses across the US; strong
Конвертация в фиат
Прямой банковский расчёт в фиате
Поддержка
§ 02 СПЕЦИФИКАЦИИ
Всё в одной таблице.
Комиссии
- Комиссия за транзакцию
- 2% + $0.25 (standard); volume discounts apply
- Ежемесячная плата
- Free
- Фиатный расчёт
- Included in fee; next business day to bank (USD/EUR/GBP)
Охват
- Поддерживаемые монеты
- 100+
- Основные монеты
- BTC, ETH, USDC, USDT, DAI, BUSD, DOGE, XRP
- Обслуживаемые рынки
- Global — 200+ countries with fiat settlement available in select regions
- Ограничено
- —
Интеграция
- Интеграции
- Shopify, WooCommerce, Magento, WHMCS, API
- Простота интеграции
- 8.0 / 10
Доверие
- Регуляторный статус
- FinCEN-registered MSB (Money Services Business); holds state money transmitter licenses across the US; strong AML/KYC compliance
- Trustpilot
- 1.2/5
- Основано
- 2011
§ 03 ВОПРОСЫ И ОТВЕТЫ
Часто задаваемые вопросы
Is BitPay safe for businesses? +
BitPay FinCEN-registered MSB (Money Services Business); holds state money transmitter licenses across the US; strong AML/KYC compliance.
How much does BitPay charge per transaction? +
2% + $0.25 (standard); volume discounts apply. Enterprise accounts can negotiate rates below 1% at $1M+/month volume
How many cryptocurrencies does BitPay support? +
BitPay supports 100+ cryptocurrencies, including BTC, ETH, USDC, USDT, DAI.
Is BitPay available in my country? +
BitPay is available in: Global — 200+ countries with fiat settlement available in select regions.
◆ OPEN ACCOUNT
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