● MEJOR PROCESADOR · 2026 70y MONEDAS ACUERDO CON FIAT
CoinGate reseña
MiCA-licensed EU gateway with 70+ coins and Lightning Network
The verdict
7.8 / 10 · CONSIDER
Top pick for European merchants needing full regulatory compliance under MiCA, solid coin coverage, and fiat EUR settlement. The most compliant gateway in the EU as of late 2025.
◆ BUY IT IF
- First homegrown Lithuanian company with full MiCA license — passportable across all 30 EEA countries
- Lightning Network support for fast, low-fee BTC payments
- 1% flat transaction fee with no setup or monthly charges
- Fiat EUR settlement to EU bank accounts
◇ SKIP IT IF
- Fiat withdrawal adds 2–4% conversion fee on top of 1% gateway fee
- Gift card product generates disproportionate negative reviews
- Onboarding verification described as cumbersome with many document requirements
- Trustpilot score (3.6/5) dragged down by gift card complaints
§ 01 SCORE BREAKDOWN
Siete ejes, ponderados.
DIMENSION WEIGHT RATING SCORE
Comisiones por transacción
1%
Facilidad de integración
7 integraciones disponibles
Velocidad de liquidación
1% + 2–4% conversion (SEPA, 1–2 business days)
Compatibilidad con monedas
70y las criptomonedas
Seguridad y cumplimiento normativo
MiCA license from Bank of Lithuania (December 2025); Payment Institution license from Bank of Lithuania; autho
Conversión de Fiat
Liquidación bancaria directa en moneda fiduciaria
Asistencia
§ 02 ESPECIFICACIONES
Todo, en una sola tabla.
Tarifas
- Comisión por transacción
- 1%
- Cuota mensual
- Free
- Acuerdo con Fiat
- 1% + 2–4% conversion (SEPA, 1–2 business days)
Cobertura
- Monedas admitidas
- 70+
- Las principales monedas
- BTC, ETH, USDT, USDC, LTC, DOGE, BNB, XRP
- Mercados a los que prestamos servicio
- EU/EEA (30 countries — MiCA-passported); Global merchants supported for crypto-only settlements
- Acceso restringido
- —
Integración
- Integraciones
- WooCommerce, Magento, Shopify, PrestaShop, OpenCart, API, POS app
- Facilidad de integración
- 8.0 / 10
Confianza
- Normativo
- MiCA license from Bank of Lithuania (December 2025); Payment Institution license from Bank of Lithuania; authorized across all EEA member states
- Trustpilot
- 3.6/5
- Fundada
- 2014
§ 03 Preguntas frecuentes
Preguntas frecuentes
Is CoinGate safe for businesses? +
CoinGate MiCA license from Bank of Lithuania (December 2025); Payment Institution license from Bank of Lithuania; authorized across all EEA member states.
How much does CoinGate charge per transaction? +
1%. Total effective fee for fiat EUR settlement is 3–5%
How many cryptocurrencies does CoinGate support? +
CoinGate supports 70+ cryptocurrencies, including BTC, ETH, USDT, USDC, LTC.
Is CoinGate available in my country? +
CoinGate is available in: EU/EEA (30 countries — MiCA-passported); Global merchants supported for crypto-only settlements.
◆ ABRIR CUENTA
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Recibimos una comisión si abres una cuenta a través de este enlace. Esto no cambia lo que pagamos (nada) ni lo que valoramos (todo).