● ЛУЧШИЙ ПРОЦЕССОР · 2026 70+ МОНЕТ ФИАТНЫЙ РАСЧЁТ
CoinGate обзор
MiCA-licensed EU gateway with 70+ coins and Lightning Network
The verdict
7.8 / 10 · CONSIDER
Top pick for European merchants needing full regulatory compliance under MiCA, solid coin coverage, and fiat EUR settlement. The most compliant gateway in the EU as of late 2025.
◆ BUY IT IF
- First homegrown Lithuanian company with full MiCA license — passportable across all 30 EEA countries
- Lightning Network support for fast, low-fee BTC payments
- 1% flat transaction fee with no setup or monthly charges
- Fiat EUR settlement to EU bank accounts
◇ SKIP IT IF
- Fiat withdrawal adds 2–4% conversion fee on top of 1% gateway fee
- Gift card product generates disproportionate negative reviews
- Onboarding verification described as cumbersome with many document requirements
- Trustpilot score (3.6/5) dragged down by gift card complaints
§ 01 SCORE BREAKDOWN
Семь осей, взвешенные.
DIMENSION WEIGHT RATING SCORE
Комиссии за транзакции
1%
Простота интеграции
7 интеграций доступно
Скорость расчётов
1% + 2–4% conversion (SEPA, 1–2 business days)
Поддержка монет
70+ криптовалют
Безопасность и соответствие
MiCA license from Bank of Lithuania (December 2025); Payment Institution license from Bank of Lithuania; autho
Конвертация в фиат
Прямой банковский расчёт в фиате
Поддержка
§ 02 СПЕЦИФИКАЦИИ
Всё в одной таблице.
Комиссии
- Комиссия за транзакцию
- 1%
- Ежемесячная плата
- Free
- Фиатный расчёт
- 1% + 2–4% conversion (SEPA, 1–2 business days)
Охват
- Поддерживаемые монеты
- 70+
- Основные монеты
- BTC, ETH, USDT, USDC, LTC, DOGE, BNB, XRP
- Обслуживаемые рынки
- EU/EEA (30 countries — MiCA-passported); Global merchants supported for crypto-only settlements
- Ограничено
- —
Интеграция
- Интеграции
- WooCommerce, Magento, Shopify, PrestaShop, OpenCart, API, POS app
- Простота интеграции
- 8.0 / 10
Доверие
- Регуляторный статус
- MiCA license from Bank of Lithuania (December 2025); Payment Institution license from Bank of Lithuania; authorized across all EEA member states
- Trustpilot
- 3.6/5
- Основано
- 2014
§ 03 ВОПРОСЫ И ОТВЕТЫ
Часто задаваемые вопросы
Is CoinGate safe for businesses? +
CoinGate MiCA license from Bank of Lithuania (December 2025); Payment Institution license from Bank of Lithuania; authorized across all EEA member states.
How much does CoinGate charge per transaction? +
1%. Total effective fee for fiat EUR settlement is 3–5%
How many cryptocurrencies does CoinGate support? +
CoinGate supports 70+ cryptocurrencies, including BTC, ETH, USDT, USDC, LTC.
Is CoinGate available in my country? +
CoinGate is available in: EU/EEA (30 countries — MiCA-passported); Global merchants supported for crypto-only settlements.
◆ OPEN ACCOUNT
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