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120+ COINS

BTCPay Server review

Zero fees, self-hosted, open-source — full sovereignty

The verdict
6.3 / 10 · CONSIDER

Best for technically capable businesses wanting 0% fees and full custody of funds. Not suitable for merchants needing fiat settlement or hands-off managed infrastructure.

◆ BUY IT IF
  • Truly 0% processing fees — only blockchain network costs apply
  • Non-custodial by design — merchant holds private keys
  • Lightning Network for near-instant BTC payments at sub-cent fees
  • Open-source — 7,400+ GitHub stars, audited by community
◇ SKIP IT IF
  • Requires technical expertise to deploy and maintain a server + Bitcoin node
  • No fiat settlement — merchant must manage crypto-to-fiat conversion
  • Primarily Bitcoin-focused; altcoin support via plugins only
  • No managed support — community forums only
§ 01 SCORE BREAKDOWN

Seven axes, weighted.

DIMENSION WEIGHT RATING SCORE
Transaction fees
0% (blockchain network fees only)
10.0
Integration ease
6 integrations available
1.5×
4.0
Settlement speed
Not available natively
1.5×
9.0
Coin support
120+ cryptocurrencies
5.0
Security & compliance
Open-source software project — no licenses; merchants responsible for their own regulatory compliance
7.0
Fiat conversion
Crypto-only settlement
0.5×
2.0
Support
0.5×
4.0
§ 02 SPECIFICATIONS

Everything, in one table.

Fees
Transaction fee
0% (blockchain network fees only)
Monthly fee
VPS hosting cost (~$8+/month)
Fiat settlement
Not available natively
Coverage
Supported coins
120+
Top coins
BTC, BTC (Lightning), LTC, XMR, ETH (via plugin), and 115+ via community plugins
Markets served
Global — no geographic restrictions as self-hosted software
Restricted
Integration
Integrations
WooCommerce, Shopify, Magento, PrestaShop, Drupal, API
Integration ease
4.0 / 10
Trust
Regulatory
Open-source software project — no licenses; merchants responsible for their own regulatory compliance
Trustpilot
N/A
Founded
2017
SK
Reviewed by Stephan Kulik · Last updated: · How we rank
§ 03 FAQ

Frequently Asked Questions

Is BTCPay Server safe for businesses? +
BTCPay Server Open-source software project — no licenses; merchants responsible for their own regulatory compliance.
How much does BTCPay Server charge per transaction? +
0% (blockchain network fees only). Total cost is purely infrastructure + blockchain fees. No gateway margin.
How many cryptocurrencies does BTCPay Server support? +
BTCPay Server supports 120+ cryptocurrencies, including BTC, BTC (Lightning), LTC, XMR, ETH (via plugin).
Is BTCPay Server available in my country? +
BTCPay Server is available in: Global — no geographic restrictions as self-hosted software.
◆ OPEN ACCOUNT

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