● UPDATED 1 OCT 13 PROCESSORS 12 HOSTED · 1 SELF-HOSTED
Accept crypto. Pick a processor.
13 crypto payment gateways compared on fees, coin support, fiat settlement, integration options, and compliance — for merchants, SaaS platforms, and high-volume businesses.
SK
§ 01 HOSTED PROCESSORS
Hosted — easiest to set up.
1
7.8
350+ coins, 0.5% fee — widest altcoin coverage globally
3
7.6
The OG enterprise crypto payment gateway since 2011
4
7.5
Global payments infrastructure now with 1.5% USDC in 100+ countries
5
7.5
Backed by the most trusted name in crypto — 1% flat, 10+ coins
§ 02 SELF-HOSTED & OPEN-SOURCE
Self-hosted — zero fees, full control.
1
6.3
Zero fees, self-hosted, open-source — full sovereignty
0% fee 120+ coins
§ 03 DECISION FRAMEWORK
Choose what fits your stack.
Choose hosted if…
- You want to start accepting crypto in minutes
- You need a Shopify / WooCommerce / Magento plugin
- You want optional fiat settlement (USD/EUR)
- You don't run your own server
Choose self-hosted if…
- You want zero transaction fees
- You need full privacy and control
- You have technical infrastructure in place
- You process high volumes (the savings compound fast)
§ 04 METHODOLOGY
How we rank processors.
Scores weight transaction fees (20%), integration ease (15%), settlement speed (15%), coin support (15%), security & compliance (15%), fiat conversion (10%), and customer support (10%). Self-hosted processors receive a privacy premium.
Read the full methodology → § 05 FAQ
Frequently Asked Questions
What is a crypto payment processor? +
A crypto payment processor (also called a crypto payment gateway) allows businesses to accept cryptocurrency payments from customers. It handles the technical integration, blockchain monitoring, and optionally converts crypto to fiat currency. Examples include NOWPayments, BitPay, and Coinbase Commerce.
Which crypto payment processor has the lowest fees? +
NOWPayments charges 0.5% per transaction with no monthly fee, making it among the lowest-cost options for standard payments. BTCPay Server is free (self-hosted, open source) but requires technical setup. Stripe Crypto charges 1% but integrates into existing Stripe accounts seamlessly.
Do I need to convert crypto to fiat immediately? +
No. Most processors offer flexible settlement: you can receive crypto directly to your wallet, auto-convert to a preferred stablecoin (USDT/USDC), or convert to fiat (USD/EUR) via processors like BitPay and Triple-A that hold fiat banking licences. Fiat settlement typically takes 1–3 business days.
What is the difference between a hosted and self-hosted payment processor? +
A hosted processor (NOWPayments, BitPay, Coinbase Commerce) manages the infrastructure for you — easier to set up but you rely on a third party. A self-hosted processor (BTCPay Server) runs on your own server — no fees, full privacy, but requires technical knowledge to deploy and maintain.