50+ COINS FIAT SETTLEMENT
MoonPay review
Crypto on/off-ramp for 500+ wallets, exchanges, and apps
The verdict
7.0 / 10 · CONSIDER
MoonPay (Miami, founded 2019) provides white-label fiat-to-crypto on/off-ramps integrated into 500+ products including Bitcoin.com, OpenSea, MetaMask, Trust Wallet, Phantom. Card + bank-transfer + Apple Pay + SEPA. The default crypto on-ramp partner for non-exchange products.
◆ BUY IT IF
- Default white-label on-ramp for the wallet ecosystem
- Highest payment-method coverage (Apple Pay + Google Pay + SEPA + ACH)
- Sub-30s onboarding flow
- FinCEN MSB + state MTLs + FCA + EU registrations
◇ SKIP IT IF
- 1.5–4.5% spread on buy (varies by country + payment method)
- Customer support quality complaints (Trustpilot 1.7/5)
- Card-buy spreads run 4–4.5% — significantly higher than ACH
§ 01 SCORE BREAKDOWN
Seven axes, weighted.
DIMENSION WEIGHT RATING SCORE
Transaction fees
4.5%
Integration ease
3 integrations available
Settlement speed
Variable
Coin support
50+ cryptocurrencies
Security & compliance
FinCEN MSB. State MTLs. FCA registered (UK). EU registrations across multiple member states. NYDFS BitLicense.
Fiat conversion
Direct fiat bank settlement
Support
§ 02 SPECIFICATIONS
Everything, in one table.
Fees
- Transaction fee
- 4.5%
- Monthly fee
- $0
- Fiat settlement
- Variable
Coverage
- Supported coins
- 50+
- Top coins
- BTC, ETH, USDT, USDC, SOL, MATIC, +44 more
- Markets served
- 150+ countries — all major regions
- Restricted
- —
Integration
- Integrations
- Wallet SDKs (MetaMask, Trust, Phantom, etc.), NFT marketplaces (OpenSea, Magic Eden), REST API + Web SDK
- Integration ease
- 9.0 / 10
Trust
- Regulatory
- FinCEN MSB. State MTLs. FCA registered (UK). EU registrations across multiple member states. NYDFS BitLicense.
- Trustpilot
- 1.7/5
- Founded
- 2019
§ 03 FAQ
Frequently Asked Questions
Is MoonPay safe for businesses? +
MoonPay FinCEN MSB. State MTLs. FCA registered (UK). EU registrations across multiple member states. NYDFS BitLicense..
How much does MoonPay charge per transaction? +
4.5%. Card-buy 4.5%; Apple Pay 4.5%; SEPA/ACH 1.0%; bank transfer 1.0–1.5%.
How many cryptocurrencies does MoonPay support? +
MoonPay supports 50+ cryptocurrencies, including BTC, ETH, USDT, USDC, SOL.
Is MoonPay available in my country? +
MoonPay is available in: 150+ countries — all major regions.
◆ OPEN ACCOUNT
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