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Ramp Network review

Name: Ramp Network Review 2026: Fees, Features & Is It Safe?
Item: Ramp Network
Rating: 7.2
Author: BanksForCrypto Editorial Team

Self-custody-first fiat on/off-ramp

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PUBLISHED 29 APR · UPDATED 29 APR · 8 MIN READ

The verdict

7.2 / 10 · CONSIDER

Ramp Network (London, founded 2018) is a fiat-to-crypto on/off-ramp focused on self-custody — embeds into wallets and dApps with a self-custody-first UX (Ramp doesn't custody crypto post-purchase). FCA registered. Lower spreads than MoonPay on bank transfers.

◆ BUY IT IF

Self-custody-first design — crypto goes directly to user wallet
Lower bank-transfer fees than MoonPay (~1%)
FCA registered (UK)
Strong EU/UK Open Banking integration

◇ SKIP IT IF

Smaller integration footprint than MoonPay
Card-buy spread still 3-4%
Customer support hours limited

§ 01 SCORE BREAKDOWN

Seven axes, weighted.

DIMENSION WEIGHT RATING SCORE

Transaction fees

3.5%

2×

8.0

Integration ease

3 integrations available

1.5×

9.0

Settlement speed

Variable

1.5×

8.0

Coin support

100+ cryptocurrencies

1×

8.0

Security & compliance

FCA Cryptoasset Firm (UK). EU passporting. FinCEN MSB. State MTLs (US, partial).

1×

8.0

Fiat conversion

Direct fiat bank settlement

0.5×

7.0

Support

0.5×

7.0

§ 02 SPECIFICATIONS

Everything, in one table.

Fees

Transaction fee: 3.5%
Monthly fee: $0
Fiat settlement: Variable

Coverage

Supported coins: 100+
Top coins: BTC, ETH, USDT, USDC, SOL, MATIC, +94 more
Markets served: 150+ countries
Restricted: —

Integration

Integrations: Wallet SDKs (Argent, Brave, Zerion, Aave), DeFi dApps, REST API
Integration ease: 9.0 / 10

Trust

Regulatory: FCA Cryptoasset Firm (UK). EU passporting. FinCEN MSB. State MTLs (US, partial).
Trustpilot: 4.1/5
Founded: 2018

Reviewed by Stephan Kulik · Last updated: 2026-04-29 · How we rank

§ 03 FAQ

Frequently Asked Questions

Is Ramp Network safe for businesses? +

Ramp Network FCA Cryptoasset Firm (UK). EU passporting. FinCEN MSB. State MTLs (US, partial)..

How much does Ramp Network charge per transaction? +

3.5%. Card-buy 3.5%; SEPA/Open Banking 1.0–1.5%.

How many cryptocurrencies does Ramp Network support? +

Ramp Network supports 100+ cryptocurrencies, including BTC, ETH, USDT, USDC, SOL.

Is Ramp Network available in my country? +

Ramp Network is available in: 150+ countries.

◆ OPEN ACCOUNT

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