◆ TOP PICK
#1 8.5 / 10
Revolut
The all-in-one account — banking, crypto, investing
USDC APY 12.3%
● 🇦🇺 Australia · 5 platforms available 5 PLATFORMS UPDATED 23 APR 2026
Best Crypto Banks in Australia 2026
Top crypto banking platforms for Australian users. Ranked by AUSTRAC registration, yield rates, AUD support, and Trustpilot score. Updated April 2026.
§ 02 REGULATORS WE CHECK
Seven authorities. One passport.
◆ 01
AUSTRAC
◆ 02
ASIC
◆ 03
APRA
◆ 04
RBA
◆ 05
ACCC
◆ 06
ATO
◆ 07
ADJR
SK
§ FULL RANKING
Every platform we track, compared on every axis.
Updated weekly. Scores are weighted — regulatory safety at 2×, card + IBAN at 1.5×, yield at 1×. Sortable by any column. Click a name for the full review.
FILTER
# PLATFORM LICENCE REGIONS TOP APY CARD IBAN POR SPREAD SCORE ▾ ACTION
◆ AFFILIATE DISCLOSURE — commission on 5 of 5 links · payout does not influence rank ·
see methodology → AUTO-REFRESH DAILY
REGULATORY SAFETY 2×
Bank licence, MiCA, FDIC, deposit insurance
CARD + IBAN 1.5×
Multi-currency, global card, ATM coverage
TRANSPARENCY 1.5×
Proof of Reserves, audit cadence, public filings
YIELD 1×
Stablecoin APY net of token requirements
§ 04 FAQ
Frequently Asked Questions
Which crypto banks are available in Australia? +
Revolut, Coinbase, Crypto.com, Nexo, and Wirex all serve Australian users. Revolut launched its Australian banking product in 2024. Crypto.com is particularly popular in Australia with strong local marketing and AUD support.
Is crypto banking regulated in Australia? +
Yes. AUSTRAC (Australian Transaction Reports and Analysis Centre) requires all crypto exchanges and digital currency exchanges (DCEs) to register and comply with AML/CTF rules. ASIC also regulates crypto financial products. Always verify AUSTRAC registration before depositing.