● 🌎 Latin America · 9 platforms available 9 PLATFORMS UPDATED 23 APR 2026

Best Crypto Banks in Latin America 2026

Earn yield on USD stablecoins, protect savings from local currency inflation, and send remittances cheaply. Updated April 2026.

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§ 01 THE TOP THREE · LATAM

For this region, ranked.

◆ TOP PICK

#1 7.8 / 10

Nexo

Highest yield + instant crypto loans

USDC APY 16.0%

Open → Review

#2 7.5 / 10

Bitso

LATAM's largest crypto exchange + banking infrastructure

USDC APY 7.0%

Review → Review

#3 7.2 / 10

Mercado Bitcoin

Brazil's largest crypto-banking exchange

USDC APY 8.0%

Review → Review

§ 02 REGULATORS WE CHECK

Seven authorities. One passport.

◆ 01

CVM (BR)

◆ 02

CNBV (MX)

◆ 03

CMF (CL)

◆ 04

SMV (PE)

◆ 05

SFC (CO)

◆ 06

CNV (AR)

◆ 07

SV (UY)

Reviewed by Stephan Kulik · Last updated: 2026-03-13 · How we rank

FILTER

# PLATFORM LICENCE REGIONS TOP APY CARD IBAN POR SPREAD SCORE ▾ ACTION

Nexo

◆ EDITOR'S PICK

EU · MiCA 13 16.0% Yes — Armanino 0.5% 7.8

OPEN ↗

Bitso

◆ EDITOR'S PICK

CNBV-registered (MX) 4 7.0% — — — — 7.5

REVIEW →

Mercado Bitcoin

◆ EDITOR'S PICK

Bacen 2 8.0% — — — — 7.2

REVIEW →

Coinbase

US · FDIC 10 5.1% Yes — — 0.5% 7.0

OPEN ↗

Lemon

CNV (Argentina) 2 5.0% Yes — — — 7.0

REVIEW →

Crypto.com

FCA Registered 15 14.5% Yes — — 0.4% 6.7

OPEN ↗

Binance

FIU India Registered 10 10.5% Yes — — 0.1% 6.4

OPEN ↗

Wirex

FCA Registered 12 8.0% Yes — — 1% 6.0

OPEN ↗

Ledn

Proof of Reserves 10 9.0% — — — — 5.4

OPEN ↗

◆ AFFILIATE DISCLOSURE — commission on 6 of 9 links · payout does not influence rank · see methodology → AUTO-REFRESH DAILY

REGULATORY SAFETY 2×

Bank licence, MiCA, FDIC, deposit insurance

CARD + IBAN 1.5×

Multi-currency, global card, ATM coverage

TRANSPARENCY 1.5×

Proof of Reserves, audit cadence, public filings

YIELD 1×

Stablecoin APY net of token requirements

Best Crypto Banks in Latin America 2026

For this region, ranked.

Seven authorities. One passport.

Every platform we track, compared on every axis.