◆ TOP PICK
#1 8.5 / 10
Revolut
The all-in-one account — banking, crypto, investing
USDC APY 12.3%
● 🇬🇧 United Kingdom · 11 platforms available 11 PLATFORMS UPDATED 23 APR 2026
Best Crypto Banks in the UK 2026
FCA-authorised and UK-regulated crypto banking platforms. Ranked by regulatory safety, yield rates, and Trustpilot score. Updated April 2026.
§ 02 REGULATORS WE CHECK
Seven authorities. One passport.
◆ 01
FCA (UK)
◆ 02
PRA
◆ 03
BoE (DPS)
◆ 04
MiCA (EU)
◆ 05
HMRC
◆ 06
FOS
◆ 07
FSCS
SK
§ FULL RANKING
Every platform we track, compared on every axis.
Updated weekly. Scores are weighted — regulatory safety at 2×, card + IBAN at 1.5×, yield at 1×. Sortable by any column. Click a name for the full review.
FILTER
# PLATFORM LICENCE REGIONS TOP APY CARD IBAN POR SPREAD SCORE ▾ ACTION
◆ AFFILIATE DISCLOSURE — commission on 8 of 11 links · payout does not influence rank ·
see methodology → AUTO-REFRESH DAILY
REGULATORY SAFETY 2×
Bank licence, MiCA, FDIC, deposit insurance
CARD + IBAN 1.5×
Multi-currency, global card, ATM coverage
TRANSPARENCY 1.5×
Proof of Reserves, audit cadence, public filings
YIELD 1×
Stablecoin APY net of token requirements
§ 04 FAQ
Frequently Asked Questions
Which crypto banks are available in the UK? +
Revolut (FCA authorised, full banking licence), Wirex (FCA registered), Nexo (serves UK users), Crypto.com (FCA registered), Ledn, and Plutus (UK-based) all operate in the UK. Revolut is the only platform with a full banking licence providing the strongest protections.
Is crypto banking regulated in the UK? +
Yes. The FCA regulates crypto asset firms in the UK under the Money Laundering Regulations. Full banking licences (like Revolut) provide stronger protection than FCA registration alone. The UK is developing a comprehensive crypto regulatory framework expected by 2026.
Do UK crypto banks have FSCS protection? +
Only platforms with full UK banking licences qualify for FSCS protection (up to £85,000 on GBP deposits). Revolut holds FCA authorisation and an EU banking licence. Crypto assets themselves are not covered by FSCS at any UK platform.